Yes — we are insurance restoration specialists. We document all damage, meet the adjuster on-site, and manage the entire claims process including supplement filing if the insurer's initial estimate is low.

Parker sits along the Palmer Divide — an elevated ridge between Denver and Colorado Springs creating atmospheric conditions for some of the most frequent and damaging hailstorms in the US.

We strongly recommend Class 4 impact-resistant shingles: GAF ArmorShield II, Owens Corning Duration Storm, or Malarkey Vista. They handle large hail better and can reduce insurance premiums by 20–30%.

Your insurance covers three main areas: it will indicate all of the areas on your home that were damaged in the storm and pricing for replacement; it will indicate your deductible amount (the portion of the claim you will pay); and it will indicate depreciation which can, in most instances, be recovered by you upon completion of your work.

No. By Colorado law a roofing company cannot pay your insurance deductible.

Never sign a roofing proposal based on price alone. Do your research first! Using a professional roofing contractor with a spotless record is the most important factor when signing a proposal.

Storms are sporadic. No area of a storm will have the exact same amount of hail stones or lightning strikes as another area, even if it's across the street. Therefore, no two houses receive the same amount of damage from a storm. Your Sales Representative is your ethical advocate and will look out for your best interests.

Your insurance settlement and payment is based on your policy provisions, terms and coverage. You should discuss this with your insurance agent. Every policy is different.

Yes. Your deductible will be deducted from the checks you receive from your insurance company. You are responsible for paying your deductible to your roofing contractor.

Sometimes you can receive a joint check made out to you and your home mortgage company. Your mortgage company holds the deed to your property and has an interest in ensuring that all major repairs are completed. Contact your mortgage company to see what paperwork must be completed in order for them to endorse your check(s). It is recommended that you contact your mortgage company as soon as you receive your insurance paperwork.

The average cost for a new roof in Colorado usually falls between $8,000 and $20,000, depending on the size of the home, the roofing materials, and the complexity of the roof. Asphalt shingles are the most common and affordable option, while metal, tile, or slate roofs can cost significantly more. Storm damage, steep roof pitches, and ventilation upgrades can also affect the final price.

The best time to replace a roof is typically late spring through early fall. Roofing materials install best in mild temperatures, and weather conditions are usually more predictable. In Colorado, summer and early fall are especially popular because there is less snow and fewer weather delays compared to winter.

The labor and materials for the roofing system itself make up the biggest portion of the cost. This includes shingles, underlayment, flashing, and ventilation components. If the decking underneath the shingles is damaged and needs replacement, that can also add significant cost to the project.

In many cases, yes. Most asphalt shingle roofs are designed to last around 20–25 years, but Colorado's weather can shorten that lifespan. Hail, snow, intense sun, and freeze-thaw cycles all cause wear. If a roof is 20 years old, it should at least be inspected to determine whether replacement is necessary.

Most homes in Colorado need a roof replacement about every 20 to 30 years, depending on the material used. Asphalt shingles are on the shorter end of that range, while metal or tile roofs can last much longer. Because Colorado gets frequent hail storms and temperature swings, regular inspections help catch problems early.

The lifespan of a roof depends mainly on the material: asphalt shingles last 20–30 years, architectural shingles 25–35 years, metal roofing 40–70 years, and tile or slate 50+ years. Proper installation and regular maintenance can significantly extend the life of any roofing system.

Common signs you may need a new roof include missing shingles, curling or cracked shingles, frequent leaks, water stains on ceilings, excessive granules in gutters, or visible sagging. If your roof is over 20 years old and showing these signs, a professional inspection can determine whether repair or full replacement is the better option.

The 25% rule refers to building codes that say if more than 25% of a roof section is damaged, it may require replacing the entire roofing system rather than just patching the damaged area. This rule exists to ensure the roof remains structurally sound and compliant with modern building standards.

A trustworthy roofer will provide clear estimates, written contracts, proof of insurance, and photos of the damage. Warning signs include high-pressure sales tactics, vague pricing, refusing to provide documentation, or insisting on large upfront payments. Reputable contractors are transparent about materials, timelines, and costs.